Take it from me don't skip finals. There will be other days of great surf once you have school behind you. If you choose to live like me you will get all the waves you want now and will struggle to get it together in your mid 40's. Thankfully I was lucky enough to surf all I wanted and worked a profession that lets me surf every swell even now. From what I see of my middle aged friends my situation is very, very rare.
I spent 7 years in Baltimore!! I was getting a graduate degree and some serious experience. Now I am back in Jerz. Tomorrow I'll be taking one of my 20+ paid days off a year to get some swell. Life is all about choices my friend.