Aloe Gator has been working for me 20+ yrs. SPF 45+ Gel for the face and ears, neck; SP45+ lotion for the head and legs. I religiously use a long sleeve lycra unless it is very early or very late in the day when I use a short sleeve lycra. Dark colors are usually better unless you light color is made with a heavy or double lined fabric. I have started using a long sleeve with integrated hood in under 8' surf -- that thing is sweet and really cuts down on the amount of SPF used.