Hey some of us northerners, myself included, love chilly air and water temps...I think fall in New England is the best weather one could experience, hands down, but that's just my opinion. I also don't think the water's "cold" till it hits about 45, and it's a fair trade off for lack of crowds. I also avoid NYC like the plague, w/ the exception of the occassional museum trip, it makes me nervous down there, just too many ppl not enough space. Just a random northern perspective, I'll let you guys get back to hating each other.