If I forget to take it off beforehand, I put it on my middle finger (bigger knuckle) and it never comes off. In fact, its a b*tch to get off once I have it on that finger. Bottom line, don't get married.
Being a woodworker, I make my own wedding bands and just wear the simple ones that didn't take me long to make when I'm in the water. If it breaks, so what. I never lose them, I have huge knuckles and the flexibility of the wood ring is about the only thing that will allow me to even get the thing on or off.
My wedding band has links so it's flexible and easy to take on and off. I always take it off when I work out or surf. Better safe than sorry. A friend of mine has been through 3 in four years...he takes it off now.
I am on my third ring since i didnt like the fit of the first two (I'm a machinist). Neither my wife or I are too sentimental about the one that some preist waved his magical hand over, but i still have that original one in a drawer somewhere.
I can't surf with it.. only time i even notice it, have to take it off.. just doesnt feel harmonious with nature.
Also.. it shines like a fishing lure! I figure wearing it is just asking for a bite
Get a chain and wear it around your neck if it means something to her that you always have it on. I lost one immediately the first time I ever forget to leave it in the car. The one I wear now has 7 diamonds in it and is platinum so I leave it at the house with my late father's vintage Rolex- can't take any chances with either off them. My wife just got me an original Shark Freestyle for Father's day so I won't be late for work or have to bug anybody for the time.
I'm still on my first ring and wife and I try not to surf with the former. When I do I have to move it to a different finger so it doesn't slip. If my wife is home while I'm heading out for a session, I put it on her thumb and give her a kiss. Haven't lost either her or it that way yet.
The day of our first wedding anniversary we were at J.P. Luby in Corpus Christi. This was before I started putting the ring on my wife's finger, so I put it in my hat and paddled out into an Epic day of Gulf surf (1-3' windswell I believe). When I paddled back in I toweled off, cracked a Lone Star tall boyand put my hat back on without a care in the world. That night at dinner, during a toast congratulating us on our first year, I noticed that my left ring finger was about a 1/8 oz. too light. I turned to my spouse and said, I've lost my ring, but I know right where it is, we have to go and buy a metal detector and get there before the tide comes in. We went to Accademy, bought a 100$ metal detector, drove back to J.P.Luby, I spotted the tire tracks from my Father's car and said park right in the same spot. I popped in the batteries, hopped out of the passenger seat and waved the metal detector around a couple of times. A beep later and I had my wedding ring back. Haven't lost it since, knock on wood.