A question for Floridians

Discussion in 'All Discussions' started by chicharronne, Mar 17, 2014.

  1. chicharronne

    chicharronne Well-Known Member

    Jun 22, 2006
    I flew into P'cola and rented a car to go into Bama. The car agent asked me if I wanted to get the insurance. I got USAA, and my credit car will cover a lot. I told her I was a safe driver. She said Fla was a "no fault" state. What the hell does that mean I asked. She said that, in an accident, no one is at fault. I asked if a driver runs a light and hits me, he wouldn't be responsible. She said he (or she) would not. I asked what the hell is wrong with you people. You can go demolition darbey on people, and shoot unarmed children, and not be held liable.
    Is that true? NO FAULT?

    Coincidentally, on the flight out today, I was waiting for the "section 2" crowd to be allowed to board, and saw a guy in line who look really familiar. I asked him if him if he was going to ORF. He said no. Then I realized it was Zimmerman's lawyer. I must have had a look on my face, cause he nodded with a shameful look on his face like, "yeah, that's me."
  2. Special Whale Glue

    Special Whale Glue Well-Known Member

    Oct 8, 2011
    What's the question? (The agent answered the one you had)
    I'll pretend to be Floridian, and give you a sweet answer.

  3. chicharronne

    chicharronne Well-Known Member

    Jun 22, 2006
    you didn't see the QUESTION mark after the "Is that true" words? That's another question because you evidently you don't know what ? means.
  4. mushdoc

    mushdoc Well-Known Member

    Jan 30, 2013
    "shameful look on his face"

    Yeah I am sure. What has he got to be ashamed of? Is he an attorney or not?

    No fault is in reference to the type of insurance required by the state. If you are hit by someone running a light etc. OF COURSE it is the fault of that driver. Why are you asking legal questions on this forum anyway? Maybe next you can ask how to start that root canal you want to do at home?
  5. ClemsonSurf

    ClemsonSurf Well-Known Member

    Dec 10, 2007
  6. chicharronne

    chicharronne Well-Known Member

    Jun 22, 2006
    THAT'S CRAZY! I'd have loved that crap back when I was a hooligan. Buy a hundred dollar piece of crap and gone out playing tag with squids and tourons. But that Chicharronne has changed into a pillar of the community.
  7. DawnPatrol321

    DawnPatrol321 Well-Known Member

    Mar 6, 2012
    This true, you can do anything in Florida and get away with it, no fault of yours...
  8. Betty

    Betty Well-Known Member

    Oct 14, 2012
    It's no fault as far as insurance is concerned. However, you can be arrested for running the light. If you kill someone, you can be held on criminal charges if you run the light. You can also be sued in civil court for serious accident from running a light.
  9. fl.surfdog

    fl.surfdog Well-Known Member

    Dec 6, 2010
    Don't cut me off and tell me its not your fault either, that sh!t don't work!!
  10. nynj

    nynj Well-Known Member

    Jul 27, 2012
    He probably had the look of a Winner on his face.

  11. surferzach

    surferzach Member

    Nov 25, 2012
    Good luck with that...I bumped into a guy at 1mph in pcola when I was there on leave 5 years ago. "No fault" but ****ing Progressive gave the loser 10k for his "injuries". Had one of his "boys" hit the insurance company up asking for 10k...they got a lawyer on my behalf and since the dude wasn't on the police report and it said there was only one person in the car that it wouldn't be an issue. The lawyer was crooked as ****, said he knew the other guys lawyer and they were buddies, told me how he was gonna get it all taken care of. ****er stopped answering or returning my calls and sent me a letter saying he settled out of court for 7.5k.
  12. nynj

    nynj Well-Known Member

    Jul 27, 2012
    "No Fault" only pertains to bodily damage, not property damage... With No Fault your own insurance will cover your injuries, so you don't have to sue the other drivers insurance company and wait for a settlement.

    You still need Liability Coverage and the responsible party's insurance pays for the damages.

  13. chicharronne

    chicharronne Well-Known Member

    Jun 22, 2006
    I'm not saying anything about the guy, just how he looked at me. he probably gets tons of crap. He was looking like he was incognito and waiting for me to give him a ration. I was going to get his autograph but thought he'd be uncomfortable.

    He is a winner and did what he was paid to do. Everyone that goes to court needs a liar, er lawyer to get off. go in solo, and you end up someones snuggle bunny in the big house. I gots lots of them in my family. Lawyers, not bunnies.

    MY SAVIOR Well-Known Member

    Feb 21, 2014
    This is a surf forum RIGHT? Warning it is time. If you know what I mean? Hint: J
  15. Special Whale Glue

    Special Whale Glue Well-Known Member

    Oct 8, 2011
    So what. I don't need your fancy Harvard punctuation anyway.
    I thought in Florida auto insurance was optional, not including rentals?


    Sep 17, 2013
    thats new hampshire