Unfortunately, this mess is too big and has been going on too long. No one size fits all answer. There's good folks who just got bent over and screwed, who hate getting help, but have to humble themselves and ask for it. But there's sure enough also folks who gleefully celebrate that they can sit on the porch while the govmint goes and steals $$$ from successful folks and hands it over to them on the porch. Decided all I can do is remember that karma is real, and do the best I can in my tiny sphere of influence. Govmint is way the f*** too big. With each passing day, the line between the 2 big parties blurs. Would call em hoes, but that would insult the hoes.
Thanks for the kind words, they are appreciated. Ill be ok, i'm a survivor. Its the others that I see in my situation that don't know enough to say no when that should be what they are doing instead of letting the system make them into their b!tch.