This one is easy...for police, these towns do not need lavish and highly paid YEAR round police forces. Keep a small full time token force, and supplement that with summer part timers like OCMD does. trash removal can be done by volunteers like North Wildwood does. lifeguards....the easiest way would be to pass a law that says a town can't be sued if someone drowns and then get rid of guards altogether. Even if you did want guards, they certainly don't need all the shiny new toys they get every year like jet skis and 4 wheelers. IF these towns cut the fat and trimmed back the salaries of their employees, they wouldn't need tags or insane parking fees.