This is the other thing you do, kid - - you get schooled & then you wheel & say no one knows what they're talking about. People (managers, employers, anyone who still surfs with you) probably go for the figurative jugular with you in your life, simply because you have no humility & don't know how or when to admit that you've made an error. It's a millennial affliction 'cause mummy & daddy told you were always right Cannon fodder, as I mentioned. Onward & upward in 2017, young Towel, index funds are the way & the truth! The miracle of compound interest!