Hi ALL,<br /><br />Quick question. If you back out of your parking spot at the lane, and some dude leaves their board behind your car. Whose at fault. Is it the guy who walks to his car from the front side and has no clue there's a board there. Or is it the guy at the nearby car who left his board behind the car. didnt notice the engine start, or the car slowly backing up. Also, in general, how often do you require someone else to pay for a ding on your board. I always fix my own dings. I look at it like this, if you bring glass into the ocean, and so do 75 people, its your fault if it dings, you chose to go in that soup. Requiring someone else to pay for a ding on your board unless theres super weird circumstances is weird.