Is the water warm enough yet for a 3/2 wit 3mm boots, hood and gloves for South NJ? Or am I better off bringing my 5mm with hood attached (don't have to wear) and the 3mm boots and gloves? Heading down Sat. to Avalon/Stone Harbor area. I haven't been in in a while but I still think I should go with the 3/2. All feedback is greatly appreciated.